Say no to defaults. A clickable guide to fixing the complicated privacy settings from Facebook, Google, Amazon, Microsoft and Apple.

On the Internet, the devil’s in the defaults.

You’re not reading all those updated data policies flooding your inbox. You probably haven’t even looked for your privacy settings. And that’s exactly what Facebook, Google and other tech giants are counting on.

They tout we’re “in control” of our personal data, but know most of us won’t change the settings that let them grab it like cash in a game show wind machine. Call it the Rule of Defaults: 95 percent of people are too busy, or too confused, to change a darn thing.

Give me 15 minutes, and I can help you join the 5 percent who are actually in control. I dug through the privacy settings for the five biggest consumer tech companies and picked a few of the most egregious defaults you should consider changing.